Conditions and policies

Terms of use and legal information

1. IDENTIFICATION DATA

Responsible for the Treatment: Leads For Finance SL

CIF: B67406025

Address: Av. Diagonal 131 08018 Barcelona.

E-mail: [email protected]

Registered in the Mercantile Registry of Barcelona in Volume 46865, Folio 53, Page B533516. Registration 1st.


2. USERS

The use of this portal and the services provided by Leads For Finance SL (Finance Land) attributes the condition of USER, who accepts, from said access and / or use, the General Conditions of Use listed here.


3. USE OF THE PORTAL

e-anekdot.net provides access to a multitude of information, services, programs or data (hereinafter, "the contents") on the Internet belonging to Finance Land or its licensors to which the USER may have access. Specifically, Finance Land makes available to the USER information compared to some of the existing financing offers in the marking, facilitating the direct link to the portals of the banks and / or financial entities that offer them.


About:

Finance Land does not undertake to offer, on its website, 100% of the offer available in the market.

The information provided on the portal is information of a commercial nature offered or obtained from the offering entities. Finance Land is not made, nor can it be held responsible for the accuracy and / or veracity of the information, nor for any present or future offer, contract or transaction between the USER and the provider.

In its capacity as a comparator portal, it will not act as an intermediary either, the USER will contract the product or service directly with the provider.

In certain cases Finance Land   could collect information directly from the USER to send to the lending entity in order to assess the granting of a loan, in any case, the decision regarding the granting and contracting of the credit will be carried out with the lending entity.

About:

Finance Land will carry out a first assessment regarding the viability of the request made, based on the information provided by the requesting USER and on a series of parameters set by the entities.

Finance Land's initial response will be conditional on the request meeting the aforementioned initial parameters or on the fact that the information provided is accurate and truthful.

An initial positive response, by Finance Land, should not be considered, in any case, as an act of a pre-contractual nature nor will it generate any type of right or obligation for any of the parties.

The aforementioned response presupposes the decision that, with more information in this regard, will finally be made by the financial institution with which the loan application is made.

The USER assumes responsibility for the use of the portal. This responsibility extends to the registration that is necessary to access certain services or content. In said registration, the USER will be responsible for providing true and lawful information. As a consequence of this registration, the USER can be provided with a password for which he will be responsible, committing himself to make diligent and confidential use of it. The USER agrees to make appropriate use of the content and services (such as chat services, discussion forums or newsgroups) that Finance Land offers through its portal and with an enunciative but not limited nature, not to use them to

(i) engaging in illicit, illegal or contrary to good faith and public order activities;

(ii) disseminate content or propaganda of a racist, xenophobic, pornographic-illegal nature, of apology for terrorism or an attack against human rights;

(iii) cause damage to the physical and logical systems of Finance Land, its suppliers or third parties, introduce or spread computer viruses or any other physical or logical systems that are capable of causing the aforementioned damage;

(iv) try to access and, where appropriate, use the email accounts of other users and modify or manipulate their messages. Finance Land reserves the right to withdraw all comments and contributions that violate respect for the dignity of the person, that are discriminatory, xenophobic, racist, pornographic, that threaten youth or childhood, order or public safety or that , in his opinion, they will not be suitable for publication. In any case, Finance Land will not be responsible for the opinions expressed by users through forums, chats, or other participation tools.


4. DATA PROTECTION

e-anekdot.netplies with the General Data Protection Regulation (RGPD) approved on May 25, 2016, and ensures the correct use and treatment of the user's personal data. To do this, together with each form for collecting personal data, in the services that the user may request from Finance Land, the USER will be informed of the existence and acceptance of the particular conditions for the processing of their data in each case, informing them of the responsibility of the treatment, the address of the person in charge, the possibility of exercising their rights of access, rectification, cancellation or opposition, the purpose of the treatment and the communication of data to third parties where appropriate.

The aforementioned information can be found, in more detail, in the Privacy Policies.


5. INTELLECTUAL AND INDUSTRIAL PROPERTY

Finance Land by itself or as an assignee, is the owner of all the intellectual and industrial property rights of its website, as well as the elements contained therein (by way of example, images, sound, audio, video, software or texts; trademarks or logos, color combinations, structure and design, selection of materials used, computer programs necessary for its operation, access and use, etc.), owned by Finance Land or its licensors.


All rights reserved. By virtue of the provisions of articles 8 and 32.1, second paragraph, of the Intellectual Property Law, the reproduction, distribution and public communication, including the method of making them available, of all or part of the data are expressly prohibited. contents of this website, for commercial purposes, in any medium and by any technical means, without the authorization of Finance Land. The USER agrees to respect the Intellectual and Industrial Property rights owned by Finance Land. You can view the elements of the portal and even print, copy and store them on your computer's hard drive or on any other physical medium as long as it is solely and exclusively for your personal and private use. The USER must refrain from deleting, altering, evading or manipulating any protection device or security system that was installed on the Finance Land pages.


6. EXCLUSION OF GUARANTEES AND LIABILITY

Finance Land is not responsible, in any case, for damages of any kind that may cause, by way of example: errors or omissions in the content, lack of availability of the portal or the transmission of viruses or malicious or harmful programs in the content, despite having adopted all the necessary technological measures to avoid it.

Nor is it responsible for the rights, obligations and possible claims, of any of the parties, related to the relationship


7. MODIFICATIONS

Finance Land reserves the right to make the modifications it deems appropriate to its portal without prior notice, being able to change, delete or add both the content and services provided through it and the way in which they are presented or located in your portal. It is not responsible, in any case, for damages of any nature that may cause, by way of example: errors or omissions in the content, lack of availability of the portal or the transmission of viruses or malicious or harmful programs in the content , despite having adopted all the necessary technological measures to avoid it.


8. LINKS

In the event that e-anekdot.net contains links or hyperlinks to other Internet sites, Finance Land will not exercise any type of control over said sites and content. In no case Finance Land will assume any responsibility for the contents of any link belonging to a third party website, nor will it guarantee the technical availability, quality, reliability, accuracy, breadth, veracity, validity and constitutionality of any material or information contained in any of said hyperlinks. or other Internet sites. Likewise, the inclusion of these external connections will not imply any type of association, merger or participation with the connected entities.


9. RIGHT OF EXCLUSION

Finance Land reserves the right to deny or withdraw access to the portal and / or the services offered without prior notice, at its own request or by a third party, to those users who fail to comply with these General Conditions of Use.

10. GENERAL

Finance Land, will pursue the breach of these conditions as well as any improper use of its portal by exercising all civil and criminal actions that may correspond by law.

11. MODIFICATION OF THE PRESENT CONDITIONS AND DURATION

Finance Land, may modify at any time the conditions determined here, being duly published as they appear here. The validity of the aforementioned conditions will depend on their exposure and will be in force until they are modified by others duly published.

12. APPLICABLE LAW AND JURISDICTION

These general contracting conditions are governed by Spanish Law. For the resolution of any controversy that may arise with respect to the validity, execution, fulfillment or resolution, total or partial, of these conditions, if you are a consumer, the Courts corresponding to your domicile will be competent.  

The European Commission, in accordance with Art. 14.1 of Regulation (EU) 524/2013, provides an online dispute resolution platform in consumer matters that is available at the following link:   http://ec.europa.eu/consumers/odr/ Consumers may submit their claims through the online dispute resolution platform.

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